Question 1

What types of healthcare organisations do you advise?

Accepted Answer

We work with hospitals, specialist clinics, general practice groups, radiology and pathology providers, aged care and veterinary operators, mental health services, developers and investors across Australia.

Question 2

Do you only arrange funding, or can you help with capital strategy too?

Accepted Answer

Both. We provide end-to-end capital services spanning capital strategy and financial modelling, debt origination and refinancing, equity raising and capital partnering, and development funding.

Question 3

How does your capital process work?

Accepted Answer

We start with a discovery call to understand your clinical, operational and financial objectives. From there we build the model, prepare the credit or investment story, approach the right funders and support you through negotiation and close.

Question 4

What does a typical engagement timeline look like?

Accepted Answer

Timelines vary by scope. A capital strategy review may take 4-6 weeks, while a refinance can move faster. Equity raisings and complex development funding typically run over several months. We set clear milestones at the outset.

Question 5

Do you act for borrowers or for funders?

Accepted Answer

We act for owners, operators and sponsors. Our debt, equity and development work is run in the client's interest - lowering cost of capital, protecting flexibility and matching the right funding partners to the business.

Question 6

Can you work with our existing advisers?

Accepted Answer

Absolutely. We regularly collaborate with clinicians, accountants, project managers, legal advisers and finance teams, either as a lead advisor or as part of a wider team.

Question 7

What does a capital advisory engagement include?

Accepted Answer

A review of your clinical and financial position, demand and cash flow modelling, funding options analysis, and a board-ready capital plan with recommended structure, sources and sequencing.

Question 8

How long does a capital strategy review take?

Accepted Answer

Most reviews run 4-6 weeks from kick-off to board presentation, depending on data availability and the number of sites or entities involved.

Question 9

Do you build the financial model, or work from ours?

Accepted Answer

Either. We can build an integrated three-way model from scratch, or stress-test and extend an existing model so it stands up to lender and investor scrutiny.

Question 10

Can you present to our board or investment committee?

Accepted Answer

Yes. We regularly prepare and present capital papers, scenario analysis and funding recommendations directly to boards, owners and investment committees.

Question 11

Is advisory work independent of funding outcomes?

Accepted Answer

Yes. Advice is given in your interest. Where we later run a debt or equity process, scope and fees are agreed transparently up front.

Question 12

Who typically engages you for advisory work?

Accepted Answer

Hospital groups, specialist networks, GP and allied health platforms, and investors planning expansion, acquisition or recapitalisation.

Question 13

What types of debt can you arrange?

Accepted Answer

Senior term debt, construction facilities, working capital and equipment lines, refinancing and non-bank or mezzanine debt where the structure calls for it.

Question 14

Do you work with banks, non-banks or both?

Accepted Answer

Both. We run competitive processes across major banks, second-tier lenders, credit funds and specialist healthcare financiers to create genuine tension on price and terms.

Question 15

How quickly can a refinance be completed?

Accepted Answer

A well-prepared refinance typically moves from mandate to credit approval in 4-8 weeks, with settlement following documentation and due diligence.

Question 16

Can you help renegotiate covenants on existing facilities?

Accepted Answer

Yes. We regularly reset covenant packages, reporting obligations and amortisation profiles so facilities support growth rather than constrain it.

Question 17

What information do lenders need up front?

Accepted Answer

Historical and forecast financials, entity and security structure, lease or property details and a clear credit story. We package this into a lender-ready information memorandum.

Question 18

Is there a minimum facility size?

Accepted Answer

We are most effective on facilities from around $2m upwards, though we assess smaller requirements where the structure or sector fit is right.

Question 19

What kinds of equity transactions do you advise on?

Accepted Answer

Growth equity raisings, partial sell-downs, capital partnering with investors or landlords, M&A, and full or staged exits.

Question 20

How do you find the right investors?

Accepted Answer

We map the investor pool by mandate, sector appetite and cheque size, then run a targeted process rather than a broad, value-eroding approach to the market.

Question 21

How long does an equity raise take?

Accepted Answer

Typically three to six months from preparation to completion, depending on diligence complexity and the number of counterparties.

Question 22

Can you help prepare us for due diligence?

Accepted Answer

Yes. We run vendor-side readiness work covering earnings quality, clinical performance data, contracts and governance before investors are approached.

Question 23

Will clinicians retain control after an equity partner joins?

Accepted Answer

That depends on the structure agreed. We shape governance, reserved matters and incentive arrangements so operator and investor interests stay aligned.

Question 24

Do you advise buyers as well as sellers?

Accepted Answer

Yes. We support acquirers with valuation, structuring, funding and independent diligence on clinical and earnings assumptions.

Question 25

At what stage should we engage you on a project?

Accepted Answer

As early as feasibility. Testing demand, cost and funder appetite before design is locked in avoids expensive rework later.

Question 26

What does the capital stack usually look like?

Accepted Answer

Typically senior construction debt with sponsor equity, and mezzanine or JV equity where the project economics or timing require it.

Question 27

Do funders require pre-commitments from tenants?

Accepted Answer

Most senior lenders look for anchor clinical pre-commitments. We help shape a pre-commitment strategy that supports both leasing and credit approval.

Question 28

Can you fund land acquisition and early works?

Accepted Answer

Yes. We arrange site acquisition, DA and early works funding, structured so it can be taken out by the construction facility.

Question 29

How are drawdowns and reporting managed?

Accepted Answer

We set up drawdown schedules, quantity surveyor reporting and covenant monitoring so the project stays bankable through delivery.

Question 30

What happens at practical completion?

Accepted Answer

We plan the take-out early - refinance to an investment facility, sale, or transition to a long-term capital partner.

Common questions about our capital services.

General

Capital Advisory

Debt & Funding

Equity & Partnerships

Development Capital